Policy Coverage Types
Homeowners Insurance
Our Home and Mobile Homeowners policies provide affordable financial protection for one of your largest investments. We can help you rebuild, repair, or replace your property if the unthinkable happens. You'll also have liability protection in the event someone else is injured on or off your property. Ask your agent about our wide-ranging optional coverages that fit your budget.
Landlord Insurance
Lower your insurance expenses by protecting your rental property with a Millville policy. Our coverages offer a practical, yet comprehensive way to safeguard your investment. We can cover your building, its contents, your loss of rents and your liability in the event someone is injured on the premises.
Farm Owners Insurance
Our Farm Owner policies cover small hobby farms, mid-sized agri-businesses and everything in between. Coverage can be customized to protect your home, other farm dwellings, machinery and equipment, livestock, outbuildings and more. You'll also have liability protection in the event someone else is injured on or off your property.
Small Business Owners Insurance
When it comes to protecting your business, you want a full range of options dedicated to the coverage you need at a cost you can thrive on. Our policies offer a sensible way to cover the needs of small businesses such as offices, apartments, restaurants, retail stores and more.
Available Optional Coverage
Equipment Breakdown
We offer coverage for your equipment such as computers, kitchen appliances, water heaters, heat pumps, well pumps, pool systems, and more.
Service Line Coverage
Protect the valuable (and costly) underground piping, wiring, valves, or attached devices that connect you to public utility services or to private systems.
Home Cyber Protection
Cyber crime can be costly and distruptive. We offer coverage for loss due to a cyber-attack, cyber extortion, online fraud and identity recovery.
Inland Flood Insurance
Severe storms can generate an unusual amount of rain. We offer an innovative solution for properties in low to moderate flood risk areas. Coverage includes damage to the residence, personal property (including in your basement), loss of use and debris removal.
Umbrella Coverage
Protect your family's assets at the limit you find necessary. In the face of adversity, Millville Mutual's personal and farm umbrella are here to protect the life you've built. These policies protect you against lawsuit should personal injury or property damage occur. Limits up to $3,000,000 are available.
Additional Debris Removal
Cleaning up after a loss can get costly. Ask your agent how we can help.
General Liability
Our general liability program provides liability protection should a suit occur against you. We offer a wide range of coverage options including vacant land, cemetery associations, churches, seasonal dwellings and camps, and other commercial exposures.
Inland Marine
While a homeowners isnurance policy is crucial for protecting your home and other personal items, it doesn't cover all of your valuable property. Customize this policy to protect meaningful items, such as jewelry, guns, farm equipment, and much more.